Mortgage Loan Analyst – Aegon AM – Aegon – Cedar Rapids, IA

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  2. Mortgage Loan Analyst – Aegon AM – Aegon – Cedar Rapids, IA

Aegon

Responsibilities:

  • Collect, evaluate and analyze borrower and property financial statements and rent rolls.
  • Annual and quarterly financial analysis of mortgage loans and real estate collateral is performed utilizing analytical software.
  • Prepare financial projections and calculate financial ratios.
  • Upon establishment of financial projections/ratios, estimate trends and probable outcomes for mortgage loan asserts.
  • Review and/or perform property inspections of real estate collateral and inspections reports.
  • Review and analyze monthly and quarterly risk ratings for commercial mortgage loan assets. Risk ratings are used as part of the early warning process to indicate potential defaults.
  • Present financial projections and risk ratings for specific assets on a quarterly basis to appraisal staff for peer review.
  • Monitor borrower compliance with loan covenants and post-closing agreements.
  • Evaluate new leases, SNDA’s, and other documents submitted by borrowers requiring lender approval.
  • Annual valuation of the loan portfolio to provide senior management with an early warning system to identify loans for potential impairment, aide in the evaluation of loans in default and ensure compliance with the International Financial Reporting Standards (IFRS), Financial Accounting Standards Board (FASB), Insurance Regulators and Federal Home Loan Bank Board regulations.
  • Evaluate assets in all markets and asset categories with moderate level of complexity.

Required Qualifications:

Mortgage Loan Analyst

  • Bachelor’s degree in finance, commercial real estate or related field
  • Training in real estate finance in to analyze and evaluate borrower/property financial statements
  • Formal training in valuation methodology for mortgage loans and real estate equities
  • Knowledge of real estate markets and asset sectors throughout the United States

Mortgage Loan Analyst II

  • Bachelor’s degree in finance, commercial real estate or related field
  • Two years of applicable experience
  • Training in real estate finance in to analyze and evaluate borrower/property financial statements
  • Formal training in valuation methodology for mortgage loans and real estate equities
  • Knowledge of real estate markets and asset sectors throughout the United States

Preferred Qualifications:

  • Strong analytical and quantitative skills using Excel.
  • Ability to independently prioritize and work on multiple projects simultaneously.
  • Ability to communicate orally and in writing with a variety of audiences, both internal and external.

Job and compensation levels depend upon an applicant’s qualifications including the extent of candidate’s relevant experience and other job-related factors and will be determined by hiring supervisors/managers and HR.


At Aegon Asset Management, we are committed to fostering a diverse workforce and an inclusive culture. We are more than a global Asset Management firm – we are a people business, and we recognize that delivering excellent client outcomes comes from embracing diverse perspectives. We value diversity in
the full range of human uniqueness without limitation


including race, gender, ability, language, culture, beliefs, age, origin, background, perspectives and experiences.


We are open to considering flexible working practices. Please talk to us about what this means for you.

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